Privacy notice

Rev. 10/2018

FACTS What does LendingPoint LLC do with your personal information?
Why?
 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
 The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Account Balances
  • Payment History and Credit Scores
  • Credit History and Transaction History

When you are no longer our customer, we continue to share your information as described in this notice.
How?
 All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons LendingPoint LLC chooses to share; and whether you can limit this sharing.

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Reasons we can share your personal information Does LendingPoint LLC share? Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes— to offer our products and services to you Yes No
For joint marketing with other financial companies No
We don’t share
For our affiliates’ everyday business purposes— information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes— information about your creditworthiness No We don’t share
For our affiliates to market to you No We don’t share
For nonaffiliates to market to you No We don’t share
Questions? Call 888-969-0959 or go to www.lendingpoint.com

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Who we are
Who is providing this notice? LendingPoint LLC.
What we do
How does LendingPoint LLC protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does LendingPoint LLC collect my personal information? We collect your personal information, for example, when you

  • Apply for a loan or provide employment information
  • Give account information or tell us where to send money
  • Give us your income information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only

  • Sharing for affliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

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Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies with a LendingPoint name and financial companies such as LendingPoint Funding I 2017- LLC; LendingPoint 2018-1 SPE Trust; and LendingPoint 2018 Funding Trust.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • LendingPoint LLC does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • LendingPoint LLC does not jointly market.
Other important information
Notice to Texas Residents For questions or complaints about this loan, contact LendingPoint LLC at 1-888-969-0959 or at customerservice@lendingpoint.com. LendingPoint LLC is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting LendingPoint, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579 . Fax: (512) 936-7610. Website: occc.texas.gov. E-mail: consumer.complaints@occc.texas.gov.

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Rev. 06/2018

FACTS What does First Electronic Bank do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. The information can include:

  • Social Security number and income.
  • Account balances and payment history.
  • Credit history and credit scores.

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Electronic Bank chooses to share; and whether you can limit this sharing.

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This Reasons we can share your personal information. Does First Electronic Bank share? Can you limit sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to orders and legal investigations, or report to credit bureaus. Yes No
For our marketing purposes – to offer our products and services to you. Yes No
For joint marketing with other financial companies No No
For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes – information about your creditworthiness No We do not share
For our affiliates to market to you No We do not share
For nonaffiliates to market to you No We do not share
Questions? Call 1-888-969-0959

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Who we are
Who is providing this notice? First Electronic Bank
What we do
How does First Electronic Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First Electronic Bank collect my personal information? We collect your personal information, for example, when you:

  • Apply for a loan or open an account
  • Give us your contact information or pay your bills
  • Use your credit card

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes- information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

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Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include nonfinancial companies such as Fry’sElectronics, Inc.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • First Electronic Bank does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • First Electronic Bank does not jointly market.
Other important information
For California Customers: We will limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.

Rev. 01/2017

FACTS What Does FinWise Bank Do With Your Personal Information?
Why?
 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
 The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Credit history and income
  • Payment history and transaction history

When you are no longer our customer, we continue to share your information as described in this notice.
How?
 All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons FinWise Bank chooses to share; and whether you can limit this sharing.

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Reasons we can share your personal information Does FinWise Bank share? Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes— to offer our products and services to you Yes No
For joint marketing with other financial companies No
We don’t share
For our affiliates’ everyday business purposes— information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes— information about your creditworthiness No We don’t share
For our affiliates to market to you No We don’t share
For nonaffiliates to market to you No We don’t share
Questions? Call 801-501-7200 or go to www.finwisebank.com

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What we do
How does FinWise Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. FinWise Bank’s policy is such that access to confidential information is provided only to those employees who need to know such information to administer your account(s).
How does FinWise Bank collect my personal information? We collect your personal information, for example, when you:

  • Apply for a loan or give us your contact information
  • Give us your employment history or give us your income information
  • Make a wire transfer

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes – information about your credit worthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

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Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies with a Holding Company interest in the Bank, our Holding Company is “All West Bancorp”.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • FinWise Bank does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • FinWise Bank doesn’t jointly market.

© 2019, LendingPoint LLC. All rights reserved.

 Our address: 1201 Roberts Blvd Suite 200 Kennesaw, GA 30144

LendingPoint Merchant Solutions is a part of the LendingPoint family of personal financing services.